Tagged: foreclosure

Behind on Your Water Bill or Property Taxes?

Don’t let your home go to auction — there is legal help available!

The Pro-Bono Resource Center of Maryland, along with MVLS, is holding three community workshops where lawyers will discuss both foreclosure and tax sales. If you’re behind on your water bill or property tax, don’t wait until it’s too late — find out what your rights are, and what options you have.  There are three sessions:

  • March 21, 2015, 9 AM to 3 PM
  • Poly-Western High School, 1400 W Cold Spring Lane, Baltimore, MD 21209
  • April 9, 2015, 10 AM to 2 PM
  • Urban Business Center, 1200 W Baltimore Street, Baltimore, MD 21223
  • April 15, 2015, 3 PM to 7 PM
  • Enoch Pratt Library, Southeast Anchor Branch, 3601 Eastern Avenue, Baltimore, MD 21224

For more information, and to register for the workshops, please call 443-703-3052.

A Block of Blight on N Payson Street

Property Address:  13, 15, 19, 21, and 23 N Payson Street, Baltimore, MD 21223

Property Owner (13):  Yet another instance where ETS Maryland, LLC (a forfeited company not in good standing) did not transfer the deed after being awarded the property in a tax sale foreclosure. See linked post for info on the company.

Property Owner (15): Maggie and Floyd Doles, same address

Property Owner (19):  Add Home Solutions, LLC, 663 San Gabriel Road, Lusby, MD 20657

Registered Agent for Add Home Solutions, LLC:  CSC-Lawyers Incorporating Service, 7 St. Paul Street, #1600, Baltimore, MD 21202 (Company charter has been forfeited, company is not in good standing.)

Property Owner (21):  See ownership information for 13 Payson Street, above.  Again, the owner, ETS-Maryland LLC did not file a deed transfer after gaining ownership of the property, as required by law.

Property Owner (23):  Eric C. Partman, same address

City Council District and Contact:  District 9, “Pistol” Pete Welch

State Senator:  Verna Jones Rodwell

State Delegates:  Keith HaynesKeiffer Mitchell JrMelvin Stukes

15 and 13 N Payson Street

15 and 13 N Payson Street

23, 21, and 19 N Payson Street

23, 21, and 19 N Payson Street

Bad Data and Deed Transfers

One of the most difficult things to find when researching properties is the ownership information — sure, we have a wealth of databases available to us in Maryland, but when the data listed is incorrect, either due to a “clerical error” or a property owner not transferring the deed, things can get tricky.

Baltimore City is the only municipality in the state that self-reports its property transfer information to the State Department of Assessments and Taxation.  For this reason, it’s really important to look at many sources and do a lot more research than just looking in one or two places — particularly for mapping and writing about property ownership.

These properties were purchased in tax sales in Baltimore City, and the right of redemption was foreclosed on by the new owners. Because the new owners never transferred the property, as required by law, the ownership information in the state database is incorrect.  (Many thanks to RR for doing the research so I could illustrate this ongoing problem).

Property Addresses:

  • 5300 Maple Avenue, Baltimore, MD 21215
  • 5332 Maple Avenue, Baltimore, MD 21215
  • 3010 W Garrison Avenue, Baltimore, MD 21215

Property Owner (Actual):  ETS Maryland, 3604 Eastern Avenue, #400, Baltimore, MD 21224 (Charter has been forfeited, address is the same used by disbarred attorneys Delaurentis, Reiff, and Reid)

5300 Maple Avenue, Park Heights

5300 Maple Avenue

5332 Maple Avenue

5332 Maple Avenue

3010 W Garrison Avenue

3010 W Garrison Avenue

This property, 1819 W Fairmount, was also acquired in a tax sale by another shell company, this one controlled by John Reiff:

Property Owner (Actual):  Montego Bay Properties, LLC, 3604 Eastern Avenue, #400, Baltimore, MD 21224, John K Reiff, registered agent

1819 W Fairmount Avenue -- Note the lack of a roof and BCFD red x sign, indicating the property is not safe to enter.

1819 W Fairmount Avenue — Note the lack of a roof and BCFD red x sign, indicating the property is not safe to enter.

Rear of 1819 W Fairmount Avenue.  You can barely see the house, since the rear yard is so overgrown.

Rear of 1819 W Fairmount Avenue. You can barely see the house, since the rear yard is so overgrown.

Bank-Owned Blight: 3529 Esther Place

Property Address: 3529 Esther Place, Baltimore, MD 21224

Property Owner: US Bank National Association, 1 Home Campus, Des Moines, IA 50328

Resident Agent for US Bank National Association: The Corporation Trust Inc., 351 W Camden Street, Baltimore, MD 21201

City Council District and Contact: District 1, Jim Kraft

State Senator:  William Ferguson IV

State Delegates:  Pete HammenLuke ClippingerBrian McHale

3529 Esther Place

3529 Esther Place

3529 Esther Place, rear

3529 Esther Place, rear

 

Foreclosure Laws Gone Wrong: 2516 Jefferson Street

This home is a perfect example of why Maryland needs to open its Foreclosure Registry Site to the public.  Residents and community groups should not have to go through their elected officials or Baltimore Housing to find the disposition and current owner of a nuisance or blighted property in their neighborhoods.

Property Address:  2516 Jefferson Street, Baltimore, MD 21205

Property Owner:  The State of MD would have you believe the owner is a man by the name of Dennis Johnson.  However, the property was sold in a foreclosure sale, to MD Holdings, LLC in July of 2007.  The court ratified the sale in November of 2007, therefore, MD Holdings, LLC is responsible for the condition of this property and should be listed as the owner of record.

MD Holdings, LLC (charter has been forfeited, company is not in good standing):  211 E Lombard Street, “Suite” 161, Baltimore, MD 21201 (I have “suite” in quotation marks, because the address is actually a mailbox at a UPS Store, disallowed under Maryland law.

Resident Agent for MD Holdings, LLC:  Carlton Scott, same UPS Store address.

City Council District and Contact: District 13, Warren Branch

State Senator: Nathaniel McFadden

State Delegates: Talmadge Branch, Nina R. Harper, Cheryl Glenn

2516 McElderry Park

2516 McElderry Park

 

2536 and 2538 E Eager Street

Property Address:  2536 and 2538 E Eager Street, Baltimore, MD 21205

Property Owner (2536): Charles R. Douglass, same address (Foreclosure right of redemption was granted to Goldin BMD, LLC on November 19, 2009. Resident agent for Goldin BMD, LLC is Jack Kessler, 3304 Shelburne Rd, Baltimore, MD 21208. DeLaurentis, Reiff, & Turer LLC served as attorneys for Goldin BMD, LLC).

Property Owner (2538): Antwane Johnson, 610 N Potomac St, Baltimore, MD 21205

City Council District and Contact: District 13, Warren Branch

State Senator: Nathaniel McFadden

State Delegates: Talmadge Branch, Nina R. Harper, Cheryl Glenn

2536 and 2538 E Eager Street

2536 and 2538 E Eager Street

Update: 517 N Port Street

Unfortunately, this is another property where there’s not much to report — it’s still a boarded-up eyesore, devoid of a responsible owner.  You can read the original post here.

However, it does serve as a reminder that the taking of a property by the City is not always a quick and easy process.  Baltimore Housing filed for receivership of this property back in 2011, and they filed to foreclose on the property in 2013.  I have to wonder how much taxpayer money it’s cost thus far to take this property, and whether that amount exceeds the actual value (now and in the future) of this property.

There are no easy solutions to the vacancy problem, despite what some may think.  I just have to wonder about the motivation of someone who purchases a property in our city, only to leave it to rot?  Why bother?  And why foist this nuisance onto the neighbors?

517 N Port Street, on the right.  Note the attractive rehabbed home next door -- would you want to live next to this eyesore?

517 N Port Street, on the right. Note the attractive rehabbed home next door — would you want to live next to this eyesore?